National Education Loan (Japan Finance Corporation)
Object
Parents of whom are expected to or are currently enrolled in our school
※There are conditions depending on household income and the number of children
loan amount
Within 3.5 million yen per student
Repayment period
Within 15 years (within 18 years for households with orphans whose parents both died in traffic jams, single-mother households or households with annual income <after-tax earnings>less than 2 million yen <1.22 million yen>)
Principal deferment period
Within the period of enrollment (the period of deferment of principal is included in the repayment period)
Interest rate
1.65% per year (as of April 2022)
The interest rate for single-parent households or households with an annual income of <after-tax earnings> 2 million yen <1.22 million yen> is 1.31% per year
Interest rates fluctuate depending on financial conditions
Guarantee
Education Fund Loan Guarantee Fund (can also be guaranteed from a joint guarantor)
Usages
Cost necessary for the next year
School payment (admission fee, tuition fee, facility equipment fee, etc.)
Expenses required for examination (examination fee, transportation expenses, accommodation expenses and other fees used for examinations)
入学のための住居費用(アパート・マンションの敷金、家賃等)、教科書代、教材代、パソコン購入費用、通学費用、修学旅行費用、学生の国民年金保険料など
Inquiries
Please contact the Japan Finance Corporation Consultation Center or the nearest branch office.
Education Loan Call Center TEL.0570-008656 or 03-5321-8656
※You can apply before the result is announced
Tokyo Ikuei Fund
Object
Within 3.5 million yen per student
Application
Within 15 years (within 18 years for households with orphans whose parents both died in traffic jams, single-mother households or households with annual income <after-tax earnings>less than 2 million yen <1.22 million yen>)